LIBOR is the benchmark rate for derivatives, loans, and several financial instruments estimated to be worth nearly $400 Trillion.
by Shalendra Malhotra 
The US mortgage industry has seen record-breaking figures in 2020 amongst the global pandemic with the value of US mortgages rising to 16.56 Trillion. As the Federal Reserve took the interest rates to record low levels to accommodate the ongoing situation, there was a spurt in growth in loan origination.
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