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Mortgage & Financial Services

Hire Remote Resource & Save upto 70%

As per the World Retail Banking Report, about 77% of the retail banks opt for partnering with experts outside their organisation for at least one operating activity.

Optimar as a partner can assist you in grappling with perplexing decisions, ideating multiple initiatives, and managing procedures exceptionally well. We aim to achieve sustainable growth in your organization. Here’s how we can help:
  • 2X faster scale-ups/scale-downs with quality control
  • Up to 35% more productivity for Underwriters
  • Up to 45% efficiency gain for processors with our processing support
  • Easy entry & exit arrangements to support business growth
  • Up to 70% overall cost savings
  • Best in class talent quality to save time, effort & costs
  • Dedicated, exclusive & effective mortgage support resources
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The Optimar Advantage

Domain Experience

Our deep domain expertise in the mortgage industry is based on the delivery of end-to-end BPM services, supporting loan portfolios globally.

Flexible Service offerings

We provide customised solutions to support the cyclical Banking and Financial Services industry.

Regulatory Know-how

We have developed domain expertise in US mortgage operations and regulations to ensure the correct solutions to your questions.

Mortgage Captive Capabilities

Marketing
  • Customer segmentation
  • Product development
  • Product pricing
  • Channel management
  • Direct sales
  • Telemarketing and lead generation
Registration
  • Loan origination system (LOS) data validation
  • Data entry
  • Assembly
  • Locking
Pre-underwriting
  • Check for minimum documentation
  • Pre-qualification
  • Order outs
  • VOE/VOM/VOR
  • Preparation of initial disclosure
  • Truth in lending
  • Mailing welcome package
Underwriting
  • Automated underwriting
  • Manual underwriting, including declined and counteroffer applications
  • Condition’s sign-off
Risk auditing
  • Appraisal review
  • Post funding quality check
  • Compliance test (like high cost /adverse / net tangible)
Post-closing
  • Trailing doc procurement
  • Legal reviews
  • Logging in LOS
  • HDMA reporting
Closing
  • Document preparation
  • Schedule closing
  • Funding
  • Contact reviews
Post underwriting
  • Follow-up on conditions/documents
  • Fee Review
  • Commitment letter

We Provide Strategic Consulting on How to Optimize Talent, Save Costs, Improve Processes to Drive Innovation & Improve Productivity

Benefits of having a REMOTE Team

Mortgage Capabilities

  • Origination support services pre-fund QC audits
  • Post-close QC audits
  • Warehouse line QC compliance audits
  • Whole loan purchase review
  • Mortgage repurchase and indemnification support
  • Compliance audits
  • Loan origination servicing
  • Default management
  • Mortgage analytics
  • Mortgage risk management
  • Omnichannel customer contact
  • Title & Settlement
  • Lien release & Assignment
  • Specialized reverse services
  • Intelligent automation

Why choose us?

To make sure that you stand out, you need a partner that understands
the Financial Services inside out. Our business solutions offer:

Unique and tailored solutions catering to Financial Services

Solutions with pre-build start-to-operation mechanism & processes

Better Quality & Transparent with blended rate pricing model

Sourcing and incorporating best talent to drive growth with a huge reduction in incurred cost

Let’s explore possibilities!

Drive Entreprise Transformation by Reducing Risks

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